Maintain hope Hope is powerful. Research backs that up. Recognizing that things can be better in the future increases the odds that they will be. It’s a bit of everyday magic that can be applied over and over again. If you find yourself overwhelmed or hopeless, then...
Change your mindset Long-term decisions are nothing like short-term decisions. With a short-term decision, you can usually predict the outcome of your decision with confidence. Results of long-term decisions, like who to hire for a project or where to go to college,...
Futures are like stocks with an end date Imagine that you own 100 shares of Apple stock that expire on December 31st. On that date, all your Apple stock disappears from your account, and the stock’s value gets deposited in cash. You might have made money or lost money...
Know your time horizonAre you closing on a house in a month? Are you saving for retirement expenses 20 years down the road? You should ensure your short-term and long-term asset allocations match your short-term and long-term expense projects. The longer the time...
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